Our Services

We are a privately held insurance company with four core focuses:
business insurance, personal insurance, associations and unions.

If you're seeking a strong insurance partner for your business,
personal, affinity, or union needs, you've come to the right place.

Contact Us

Business lines

Business Lines

We work tirelessly to help your business or firm find the best insurance options for your industry's specific set of risks. Thanks to our relationships with a wide network of nationwide carrier partners, we can help find a policy that fits your needs like a glove.

Personal lines

Personal Lines

We know how overwhelming shopping for personal insurance can be. That's why our expert representatives shop your policy for you. We'll provide plan features and quotes from several top-rated companies so you can select the plan that works best for your needs and budget.



We design, administer, and market insurance programs for membership organizations and associations. Through investments in technology, people, products, and services, we help our clients maintain a competitive edge.



We've been providing high-quality insurance programs to union groups for 80 years. All our union-based products are competitively priced and can be paid for through payroll deduction.

Our Purpose Transcends Profit

Pearl Insurance was founded on the belief that people have a basic human need to live and work with certainty. Almost 65 years later, that same belief is still the foundation of everything we do.

We decided early on to keep Pearl a privately held company, because we never wanted money to be our sole motivation. That means there are no hoops for our clients to jump through when they need assistance, allowing us to make exceptional service a core part of our corporate DNA.

Our passion for bringing that personal touch to the insurance industry influences everything we do, from the people we partner with to the services we provide. We refuse to take shortcuts, because we have a tremendous responsibility to the hundreds of thousands of families and businesses we protect. For us, putting people before profit is non-negotiable.

The privilege of knowing we're making a real difference in the lives of folks when they need it most is the best source of motivation we could ever have.

Let's Talk

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