UMBRELLA Insurance

Shelter from life's storms.


Accidents happen. And sometimes, the financial impact is greater than what your personal liability policies—such as auto, homeowners, and boat insurance—will cover. That's when umbrella insurance comes into play. It helps fill those gaps in coverage by providing additional protection above the limits of your basic policies.

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Let our expert representatives help protect you from life's rainy days. We'll shop your umbrella insurance policy with top-rated carriers to ensure you're getting the coverage you need at a price you can afford.


YOUR UMBRELLA INSURANCE COULD INCLUDE COVERAGE FOR:

  • Medical and funeral costs incurred by others (due to an auto accident or a mishap at your home for instance)
  • Damage to another person's property
  • Lawsuits involving slander, libel, defamation of character, and other personal attacks
  • Your legal defense costs
  • Injuries or property damage suffered by a tenant if you're a landlord

UMBRELLA INSURANCE IN ACTION

Still not sure how umbrella insurance works? Picture this. You're at fault in an automobile accident, which caused $1,000,000 of injuries to the other driver.

You file a claim with your auto insurance company, who agrees to pay the full bodily injury limit on your policy. Unfortunately, your bodily injury limit is only $300,000. Where will you come up with the other $700,000?

Rather than putting your bank account, home, and other personal property at risk, you could purchase umbrella insurance to help cover those extra costs.

Possible policy features extend beyond the above list. Work with a representative to find the coverage that's right for you.

Aimee Tucker / Jill Goett / Lisa McSherry - Marketing

Carriers We Work With


Travelers

Safeco

Hanover logo

Metlife

Progressive logo

Mercury

Nycm

Adirondack

Preferredmutual

Hartford

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