E&O

Errors & Omissions Insurance for Real Estate Professionals

Eligible classes of business:

The target market for Pearl's Real Estate Errors & Omissions (E&O) Program is real estate professionals including agents, brokers, leasing agents, auctioneers, appraisers, consultants, referral agents, etc.

Specific lines/coverages:

  • Limits of liability from $250,000 per claim/250,000 aggregate to $5M/5M
  • Deductibles from $1000 to $25,000

State Availability: Available in all states

APL

Accountants
Professional Liability Insurance

Eligible classes of business:

The target market for Pearl's Accountants Professional Liability plans include firms of 100 professionals or less generating $15 million or less focusing on standard accounting, tax and bookkeeping services.

Specific lines/coverages:

  • Pearl's program has fixed rates, limited definition of professional services, and is available to those performing basic accounting services, such as non-CPAs and bookkeepers.
  • Pearl's program has a broad definition of professional services, plus supplementary payments and additional features for qualified applicants, including First Dollar Defense, Claims Expenses Outside the Limits of Liability, and Aggregate Deductible options.

State Availability: Available in all states

LPL

Lawyers
Professional Liability Insurance

Eligible classes of business:

The target market for Pearl's Lawyer's Professional Liability Program is attorneys in private practice of law. Our coverage is intended for attorneys providing legal services including arbitrators, mediators, notary publics, administrators, executors, title agents, etc.

Specific lines/coverages:

  • Limits of liability from $100,000 per claim/300,000m aggregate to $10M/10M with claims expense outside of limit available per underwriting review
  • Deductibles from $1000 to $100,000 on per claim or aggregate basis
  • Optional features: First dollar defense per underwriting review, cyber liability, and title agency endorsement

State Availability: Available in all states