Errors and
Omissions Insurance

For those less-than-perfect moments.


No one's perfect. And if we're honest, mistakes probably happen more often than we'd like to admit. But don't sweat it. Just make sure you're protected when they do.

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Welcome REALTORS®

COVERAGE FOR:

  • Agent-owned residential property transactions
  • Subpoena assistance (no-cost legal assistance)
  • Lockbox and open house coverage to full policy limits
  • Mold coverage with limits beginning at $100,000
  • Public relations advisory services
  • Fair housing discrimination claims
  • Environmental "Failure to Advise" coverage

Plus:

  • We provide nationally recognized risk management materials, seminars, and state-specific hotlines
  • If your claim is resolved within one year, we'll reduce your deductible by 50%

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VIEW FORMS

Endorsements:

Looking for additional coverage? Add these endorsements to your policy for comprehensive protection.

Coverage for:
  • Claims of bodily injury or property damage directly caused by your property management services
  • Failure to protect confidential information stored electronically, the inadvertent transmission of a computer virus, and more
  • Costs associated with responding to a cyber breach, including outside legal counsel review, forensics review, and more. Also includes defense and liability coverage in the event you are sued because of a data breach
  • Legal defense expenses incurred during a Consumer Financial Protection Bureau (CFPB) investigation
New Business Application

Fillable PDF document for new clients who would like to place their E&O Insurance with Pearl Insurance.

Renewal Application

Returning clients who would like to continue their E&O Insurance with Pearl Insurance.

XL Claim Form

To file a claim, download this form and fax it to 1.866.817.9009.

Ownership Interest Supplemental Application

Supplemental coverage for firms that list/sell properties that are developed or constructed by a separate business entity owned by the firm, any of its agents, or an immediate family member.

Ownership Interest Supplement

Business Brokerage Supplemental Application

Supplemental coverage for the sale of business opportunities.

Business Brokerage Supplement

Other Real Estate Services Supplemental Application

Supplemental coverage for other real estate services covered under the main policy such as real estate appraisals, real estate auctioning, mortgage brokerage, and property management.

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