The Heart for Service
Never Stops

Service comes in many forms. For your members—the men and women who bravely serve our country—service is protecting our security and defending our freedoms. For the people of Pearl Insurance, service is helping those same individuals through their darkest moments, and lending them compassion and financial aid when they need it most.

Our founder, Jack Pearl, started Pearl Insurance in 1954 with one goal—to help individuals, families, groups, and businesses find peace of mind. Since its modest beginnings as a two- person company, Pearl Insurance has grown into one of the leading direct-marketing and third-party administrators in the United States.

Pearl Insurance has changed tremendously over the past six decades, but one thing has remained constant—our belief in maintaining personal relationships with our clients, our clients' members, and our carrier partners. Our commitment to people over profit has resulted in partnerships that last—some in excess of 45 years.

Pearl Insurance designs, administers, and markets insurance programs for membership organizations and associations. Through investments in technology, people, products, and services, we help our clients maintain a competitive edge.

We offer a full spectrum of insurance products, including life and health, property and casualty, and business insurance solutions, and have access to every major underwriting insurance company in the member benefits marketplace. Our custom-built policy administration system, combined with marketing, technology, customer service, and sales solutions, ensure our clients are equipped with the tools needed to retain and attract members.

Military Experience. Our dedicated military association team draws from the expertise of those who have served. Each program is built upon an understanding of what veterans have endured, and the struggles veterans and their families face on a daily basis.

Out-of-the-box Marketing. Today's consumers are flooded with thousands of marketing messages every day. Pearl's award-winning in-house marketing team is known for its ability to stand out. We deviate from traditional approaches to create campaigns that inspire, connect, and engage. Not only do we customize our marketing campaigns for each association, but also, we develop materials that strategically target specific subsets of your membership.

Seamless Support. Our custom-built policy administration system integrates sales, customer service, underwriting, marketing, and data management into one powerful tool. This gives our staff a full picture of your members, including products purchased, marketing materials received, billing details, personal information, support history, and more. As a result, we have a deep understanding of each customer, allowing us to provide insight-driven recommendations and personal and proactive customer service.

Worry-Free Transitions. Transitioning to a new third party administrator can be a headache for both you and your members. But with Pearl Insurance, your transition will be stress—free. We have extensive experience with effectively transitioning large associations—even with aggressive timelines.