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Confidence for the road ahead.


Garage Liability Insurance


You exist to help people travel through life. From dropping the kids off at school to cross-country journeys, you make sure loved ones get safely from point A to point B.

We recognize the blood, sweat, and tears you’ve poured into building a business people depend on. And that’s why we’re focused on protecting you…so you can continue preserving all of life’s adventures.

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Protecting your business is just a few steps away.

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Businesses we serve in Ohio :

  • Brake repair
  • Carwashes
  • Collision repair
  • Heavy duty truck service and repair
  • Mechanical repair
  • Oil and lube shops
  • Tire retailers
  • Transmission repair
  • Used auto sales

Our representatives in Ohio will work with you to:

  • Guide you through the shopping and application process
  • Secure adequate coverage limits for your specific needs
  • Find the best carrier to protect your business
  • Prevent claims through proactive risk management
  • Arrange convenient billing options

Coverage Options in Ohio

No matter what your automotive business specializes in, one thing is certain: garage liability insurance is a must. This insurance is a type of package policy designed to cover injuries or property damage arising from your shop’s daily business operations.

Pearl’s AutoShield Plus program provides robust garage liability insurance, so you can run your automotive business with confidence. Once you have garage liability coverage in place, you can add any of our other insurance options listed below.


  • Auto dealers legal defense
  • Building
  • Business income including off premises and dependent properties
  • Commercial general liability
  • Cyber liability
  • Employee benefits liability
  • Employee dishonesty
  • Employee tools
  • Employment practices liability insurance
  • Equipment breakdown
  • False pretense
  • Garagekeepers insurance
  • Open lot coverage with low maximum hail deductibles available
  • Title errors and omissions
  • Odometer alteration errors and omissions
  • Mechanics errors and omissions
  • Truth in lending errors and omissions
  • Open lot coverage can include motorcycles and consignment vehicles
  • Signs, fences, and light posts
  • Workers' compensation
  • Umbrella Policy

Contact Us

For more information contact us
by phone or email:

888.619.2012
dan.tharp@pearlinsurance.com

GET A QUOTE

Protecting your business is just a few steps away. Fill out the form below to talk with a Pearl Insurance representative. Or, get in touch now by calling 888.619.2012.

Get A Quote

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Fill out the form below to talk with a Pearl Insurance representative.

Let's Talk

Fill out the form below to talk with a Pearl Insurance representative.

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