Attention: Pennsylvania Lawyers

Lawyers Professional Liability Insurance through Pearl Insurance and Swiss Re Corporate Solutions, with products underwritten by Westport Insurance Corporation, is your answer for all-inclusive, affordable coverage from partners who are committed to understanding your firm’s specific needs.

Swiss Re Corporate Solutions has been working to protect attorneys just like you for more than forty (40) years. Pearl Insurance has been providing professional liability insurance solutions to lawyers for nearly sixty (60) years. Work with the experienced team that’s committed to you and enjoy broad professional liability insurance coverage.

Why You Should Partner With Pearl Insurance and Swiss Re Corporate Solutions

  • New and improved rate filings for every full-time attorney practicing at a firm of nineteen (19) attorneys or fewer are designed to offer significant premium reductions
  • Affordable options for lawyers who work part-time or need coverage options outside their main employment
  • A+ financial ratings provide superior security
  • Broad professional liability coverage, including continuity of coverage and true consent to settle
  • Swiss Re Corporate Solutions’ claims team of primarily attorneys averages nineteen (19) years of industry experience and an accumulation of fifty-two (52) years of Pennsylvania claims experience, providing decades of knowledge with the laws, rules, judges, opposing counsel, expert witnesses, and mediators in Pennsylvania
  • Our free risk management is unmatched. For example, we provide three (3) hours of free on-demand CLE approved webinars to every covered attorney

Program Features Include

  • Maximum Limits capacity of $15M each claim/$15M aggregate
  • Deductible options ranging from $500 (part-time policy) to $1M
  • Automated renewal for qualifying firms of 1-10 attorneys
  • Up to 7.5% Association of Legal Administrators credit
  • No consent-to-settle clause (no hammer clause)
  • No requirement to report potential claims
  • Continuous coverage giving you broader protection for unknown claims that may surface
  • Breach of Data Coverage
  • Pre-claim Coverage
  • Subpoena Coverage
  • Crisis Event Coverage
  • Innocent Insured Coverage
  • Title Agent Coverage in policy form
  • Free Risk Management Webinars
  • And more!

About Swiss Re Corporate Solutions

  • A+ rated by A.M. Best
  • More than forty (40) years of experience in the Lawyers Professional Liability market
  • Experienced claims team, most of whom are attorneys
  • Underwriting professionals help law firms identify, manage, and mitigate risks and exposures, as well as develop solutions to protect assets and reputations

Frequently Asked Questions

I got a notice of non-renewal from Swiss Re Corporate Solutions, with products underwritten by Westport Insurance Corporation. Why did they send this if they want to continue to cover my firm?

Your notice of non-renewal was issued because the agency agreement between your old broker, USI Affinity, and Westport terminated. USI Affinity is moving the Pennsylvania Bar Program with another carrier. Swiss Re Corporate Solutions very much wants to continue writing your firm with their new partner, Pearl Insurance. In fact, Swiss Re Corporate Solutions will rescind the non-renewal if you agree to renewal terms for your policy. The standard practice in the insurance industry is that you will have to disclose a non-renewal in your insurance history on future applications of insurance you complete. A rescission of this non-renewal will clear this from all future disclosures. Plus, Swiss Re Corporate Solutions has lowered the rates for all full-time attorneys practicing at 1 to 19-person firms in the state of Pennsylvania, which are designed to lower premiums.

Is Swiss Re Corporate Solutions still the sponsored carrier for the Pennsylvania Bar?

No, but Swiss Re Corporate Solutions is still insuring lawyers in Pennsylvania and has filed lower rates.

Can I get a Swiss Re Corporate Solutions quote from Pearl Insurance and a CNA quote from USI Affinity?

Yes, Swiss Re Corporate Solutions and Pearl Insurance will provide a fast renewal process for your policy. You will lose the continuous coverage you currently have if you move to another carrier. You already have an established insurance history with Swiss Re Corporate Solutions, and would have to start over if you selected another carrier.

How long does it take to obtain a Swiss Re Corporate Solutions quote from Pearl Insurance?

Swiss Re Corporate Solutions and Pearl Insurance are generally able to offer an underwriting decision within 1-2 business days of receipt of a fully completed submission.

Why should I choose Swiss Re Corporate Solutions and Pearl Insurance for my Professional Liability Insurance?

Not only is Swiss Re Corporate Solutions rated A+ by A.M. Best, the Swiss Re Corporate Solutions and Pearl Insurance program offers new and improved rate filings, broad professional liability coverage, including continuity of coverage and true consent to settle, and free risk management webinars to every covered attorney. Plus, Swiss Re Corporate Solutions’ claims team of primarily attorneys averages nineteen (19) years of industry experience. They have fifty-two (52) years of Pennsylvania claims experience, providing decades of experience with the laws, rules, judges, opposing counsel, expert witnesses and mediators in Pennsylvania.

 

Renewal requests for current Swiss Re Corporate Solutions policyholders or for new Swiss Re Corporate Solutions policy applicants through Pearl Insurance are available if your policy inception date is on or after March 1, 2013.