Even the most thorough civil engineers could be subjected to a lawsuit—merited or not. If this should happen to you, you’d want a quality, comprehensive professional liability policy in place to help defend you against and share in the monetary risks of a claim. That’s why ASCE has partnered with Pearl Insurance—to help protect you against negligent acts, errors, and omissions with a plan tailored to your unique needs.

Find out more about our program below!

ASCE Professional Liability Features Innovative Features Coverage That's Right For You  

ASCE Professional Liability Program Features

As an ASCE member, you’ll enjoy many valuable program features, including:

• Coverage limits to fit your firm’s unique needs—up to $5,000,000
• Financial support to help offset defense costs
• Representation by knowledgeable defense attorneys
• Reimbursement of up to $500 per day for lost earnings
• Payment of up to $10,000 for state licensing board defense costs
• Automatic claims-made or optional prior-acts coverage for qualifying firms
• Competitive rates, plus additional premium adjustments
• Strong, secure insurance carrier
• Access to cost-effective premium financing

Innovative Features

• Provides the per claim and aggregate limits to meet your business needs.*
• Offers expert defense counsel and financial assistance for legal costs and other claim expenses, up to limits of liability.
• Comes with an ASCE Pricing Advantage, plus up to a 10% discount at renewal for attending live seminars and webinars.
• Reimburses insured up to $10,000 for defense costs if insured engineer is brought before state licensing board—at no additional cost.
• Offers nationwide coverage—alternative placement options for firms located outside the ASCE program’s states.

 

Coverage That's Right For You

• Exclusively endorsed by ASCE
• Rated “A” by A.M. Best Company
• Compensation for lost earnings
• Optional defense coverage
• “Prior Acts” Coverage Available
• Premium Financing Available for qualifying firms

*Excess limits available beyond $2,000,000; call for more details. Important Note: Program not available to insure unlicensed engineers or high-exposure practice areas that involve geotechnical activities, pollution, asbestos, nuclear exposure, or products with multiple end users.

The ASCE Professional Liability Program is administered by Pearl Insurance, CA #0A15583, and is underwritten by Certain Underwriters at Lloyd’s of London. This flyer is not a contract. Please consult the insurance policy for actual description of terms, coverages, amounts, conditions, limitations, and exclusions. Coverage(s) available in most states.