Engineers Professional Liability Insurance

Engineers Professional Liability Insurance

Even the most thorough civil engineers could be subjected to a lawsuit—merited or not. If this should happen to you, you’d want a quality, comprehensive professional liability policy in place to help defend you against and share in the monetary risks of a claim. That’s why ASCE has partnered with Pearl Insurance—to help protect you against negligent acts, errors, and omissions with a plan tailored to your unique needs.

ASCE Professional Liability Program Features

As an ASCE member, you’ll enjoy many valuable program features, including:

  • Coverage limits to fit your firm’s unique needs—up to $5,000,000
  • Financial support to help offset defense costs
  • Representation by knowledgeable defense attorneys
  • Reimbursement of up to $500 per day for lost earnings
  • Payment of up to $10,000 for state licensing board defense costs
  • Automatic claims-made or optional prior-acts coverage for qualifying firms
  • Competitive rates, plus additional premium adjustments
  • Strong, secure insurance carrier
  • Access to cost-effective premium financing

Innovative Features

  • Provides the per claim and aggregate limits to meet your business needs.*
  • Offers expert defense counsel and financial assistance for legal costs and other claim expenses, up to limits of liability.
  • Comes with an ASCE Pricing Advantage, plus up to a 10% discount at renewal for attending live seminars and webinars.
  • Reimburses insured up to $10,000 for defense costs if insured engineer is brought before state licensing board—at no additional cost.
  • Offers nationwide coverage—alternative placement options for firms located outside the ASCE program’s states.

Coverage That's Right For You

  • Exclusively endorsed by ASCE
  • Rated “A” by A.M. Best Company
  • Compensation for lost earnings
  • Optional defense coverage
  • “Prior Acts” Coverage Available
  • Premium Financing Available for qualifying firms