Welcome To Pearl Insurance

Pearl Insurance is your most trusted choice for custom insurance solutions. We have been providing quality insurance programs since 1954 and are ranked among the top direct-marketing third-party administrators in the United States. Our team is constantly looking for ways to improve our insurance solutions, ensuring we stay ahead of the curve as an industry leader with coverage that is responsive to your needs.

What We Do

Pearl Insurance serves as a program administrator and managing general underwriter for target markets, in addition to specializing in the design and administration of direct-marketed insurance plans for professional and trade associations and their members. Learn more about our custom insurance solutions by clicking on the menu options below.

Coverage Solutions

Pearl Insurance has 60 years of industry experience. In that time, we have grown to become an industry leader. We offer a wide variety of coverage options, across numerous professions, designed to meet your specific needs. We are confident we have the right plan for you. Choose from the buttons on the right to learn more about coverage options that are of interest to you.

Solutions By Profession

Our insurance offerings include first-class programs for accountants, engineers, lawyers, real estate professionals, as well as for those working in the automotive and medical industries. We are also dedicated to serving member associations. Learn more about our solutions by selecting a featured profession listed on the right, or choose the Other button for more options.

Solutions Made For You

Are you in a niche market and need a custom insurance solution for your business? No problem. Pearl Insurance can help. Our team has been providing custom insurance solutions for 60 years. We specialize in creating plans that are tailored to meet your specific needs. Simply click the button on the right to learn more about our custom solutions and get started on a plan that is right for you.

Get Started Now

Choose your state below and click Go to begin the quote process.

Non-Insurance Items

Our team has already created and is consistently improving our custom insurance solutions to ensure you’re protected. In understanding your needs are unique, we’re working to bring you a number of additional coverage solutions that are outside of the insurance scope.

Visit our website again soon to find out how else we can protect you in other areas of your life—you’ll be glad you did!

Get Started Now

Choose your state below and click Go to begin the quote process.

Need A More Creative Approach For Your Member Insurance Program?

Pearl Insurance realizes that every association member insurance program requires a tailored solution. We are constantly looking for ways to further evolve and enhance the customer's experience and continually train our customer service experts on how to maintain and enhance our association's member relationships. Click on the button on the right to learn more about Pearl Insurance’s approach to providing coverage for member associations.

Pearl Health Care Exchange

Take advantage of the Pearl Health Care Exchange, a private exchange marketplace for competitively priced insurance coverage. All products offered meet or exceed the U.S. government guidelines of Minimum Essential Coverages as outlined in the Affordable Care Act Individual Mandate.

Click Start Shopping to gain access to thousands of plans offered by more than 300 of the industry’s top health care carriers and avoid the impending tax penalties by enrolling in a plan.

Start Shopping! »

Become A Pearl Agent

Ensure your clients are getting the best coverage available. Choose your preferred profession from the dropdown menu below and find out how to join our team of agents.

Pearl Agents

Pearl Insurance provides quality insurance solutions across the nation. Our agents enjoy competitive commission arrangements, fast-track underwriting with a quick turnaround on quote requests, and exceptional policy service support, among other benefits. Learn more about our agents program by clicking the button below.

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Other Products And Services

Unable to find what you need? No problem! Check out our at-a-glance to see a complete listing of all of our insurance solutions or complete a simple form and we'll help you find the best product to serve your needs. Select one of the options below to get started.

Find Business Insurance Products »

Complete the form below using the options featured in the dropdown menu. Then, click Go to find out more.

Find Professional Liability Products »

Complete the form below using the options featured in the dropdown menu. Then, click Go to find out more.