Commercial Umbrella Coverage is a supplement to Commercial General Liability Insurance. It provides added protection from gaps or exclusions in Commercial General Liability policies, which have a self-insured retention clause requiring extra coverage for losses the policy doesn’t cover. The most common reason for using Commercial Umbrella Coverage is as a monetary extension for Commercial General Liability Insurance.

Features Frequently Asked Questions  

Features

An Umbrella policy from Pearl protects the assets and future income of the policyholder above and beyond the standard limits on their primary policies. Secure Umbrella Insurance to help protect you and your business by calling Pearl at 800.447.4982 or request more information on this product!

 

Frequently Asked Questions

How can I reduce my risk?

You can reduce your risk in many ways. Some key risk reduction techniques include maintaining well-documented files, adhering to all safety regulations, and ensuring your employees follow risk control protocol.

What determines my annual premium?

Your rate is customized to reflect a number of risk factors, including the individual characteristics of your business, past claims experience, risk management practices, plus insurance requested and the limits, deductible, and breadth of coverage you request.

Why should I choose Pearl as my provider?

Since 1954, Pearl has offered property and casualty insurance, and life and health coverage to professionals like you.

Our carriers must uphold the highest underwriting and claims standards, and must be highly rated by the national rating institutions. Plus, our commitment of working hard, working smart, and working together ensures that we will not only continually bring you the best products and services available, but also equip you with the right tools and support to maintain your competitive edge.

Is an Umbrella policy really essential?

Whether you're new to the industry or have been in the business for years, you face certain risks every day.

Umbrella coverage helps ease the burden of claims and losses.