Pearl Insurance's Directors and Officers (D&O) coverage is a liability insurance payable to the directors and officers of a company or the organization(s) itself. It helps to cover damages or defense costs in the event the director or officer suffers losses as a result of a lawsuit for alleged wrongful acts while acting in their capacity as directors and officers for the organization.

Features Frequently Asked Questions  

Features

Secure valuable Directors and Officers Insurance to help protect you and your business by calling Pearl at 800.447.4982 or request more information on this product!

 

Frequently Asked Questions

How can I reduce my risk?

You can reduce your risk in many ways. Some key risk reduction techniques include maintaining well-documented files, adhering to all business regulations, and ensuring your employees follow risk control protocol.

What determines my annual premium?

Your rate is customized to reflect a number of risk factors, including the individual characteristics of your business, past claims experience, risk management practices, and the limits, deductible, and breadth of coverage you request.

Why should I choose Pearl as my provider?

Since 1954, Pearl has offered property and casualty insurance, and life and health coverage to professionals like you.

Our carriers must uphold the highest underwriting and claims standards, and must be highly rated by the national rating institutions. Plus, our commitment of working hard, working smart, and working together ensures that we will not only continually bring you the best products and services available, but also equip you with the right tools and support to maintain your competitive edge.

Is Directors and Officers Insurance really essential?

Whether you're new to the industry or have been in the business for years, the risks you and others in your business face every day make you a prime target for lawsuits involving both liability and damages.

A D&O policy helps ease the burden by responding to, defending, and sharing the monetary risks for whatever claims are brought against you.