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Welcome to Pearl Insurance

Focused on people. Delivering on promises.

At Pearl Insurance, we believe that finding the right coverage should be simple and tailored to your needs. With decades of experience and a commitment to excellence, we offer specialized solutions for professionals, businesses, and individuals. Whether you’re seeking professional liability, commercial coverage, personal insurance, or something totally unique—we’re here to protect what matters most.

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Professional Liability Insurance

Protect your career with coverage designed specifically for your profession.

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Personal Insurance

Keep your personal assets safe with customizable coverage options.

Commercial Insurance Icon

Commercial Insurance

Secure your business with comprehensive coverage tailored to address the risks you face every day.

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Associations & Unions

Work with us to create tailored insurance programs, expertly designed to meet your organization’s needs.

Excellent | 4.9 out of 5 Stars

What We Do

Professional Liability Insurance

Professional liability insurance (also known as errors and omissions insurance) helps protect you in the event a client takes you to court for a mistake you may have made. We offer specialized professional liability coverage to accountants, lawyers, engineers, orthodontists, real estate agents, garage owners, and more.

Personal Insurance

We offer comprehensive personal insurance coverage for your car, home, belongings, personal liability, and more! Safeguard what matters most with Pearl Insurance.

Commercial Insurance

We shop the insurance market with a number of top-rated carriers to find coverage that’s right for you.

Associations & Unions

We design, administer, and market insurance programs for organizations & associations. Through investments in technology, people, products, and services, we help our clients maintain a competitive edge.

Who We Are

About Us

Our story began with the vision of our founder, Jack Pearl. From our modest beginnings, we have evolved into a division of Risk Strategies/One80 Intermediaries. Under the guidance of our exceptional leadership team, we combine the resources and expertise of a larger company with a steadfast commitment to serving our clients’ needs. Our focus remains on providing attentive and personalized service—putting our clients first in every decision we make.

Careers

We’re more than just a workplace—we’re a team that thrives on innovation, collaboration, and making a difference. At Pearl Insurance, you’ll have the opportunity to grow, work alongside passionate people, and help others protect what matters most. Explore our open positions and see what makes Pearl Insurance a great place to build your career.

Contact Us

Have a question? Let’s talk about it!

Fill out this form to speak with a Pearl Insurance Representative. You can expect a response within one business day.